Xiaomi

Everything in this category can go on layby. You pay nothing today — equal payments come out every week, or every fortnight if that suits your pay cycle, timed to your payday. There is no credit check, and the price you see is the total you will pay: it is locked the day you start, so it cannot move while you are paying it off.

Once the final payment clears, it is yours — free delivery NZ-wide, to your door.

Change your mind? Cancel before dispatch by emailing retentions@layawaydepot.co.nz. Cancelling is free for 10 business days from your order confirmation; after that the cancellation charge is $55 or 20% of the payments you have made, whichever is higher, capped at $250 — never more than you have paid.