Layby from $25 a week.

Choose what you want, pay $25 a week by Direct Debit, and once it's paid off we deliver it to your door. It's traditional layby: no interest, no credit check.

Yes. Add more than one item and they sit on one plan at $25 a week in total. Items are delivered as they're paid off, lowest-priced item first.

No. Layby isn't credit, so there's nothing to check and nothing reported. You need to be 18 or over.

Yes, and you don't need to ask us. Sign in to your account to raise or lower your payment, move it to any weekday, switch between weekly and fortnightly, or skip one payment and start again next time. Changes are free and apply from your next payment.

You can cancel any time before delivery. Every order has a 10-business-day cooling-off period from your order confirmation: cancel within it and every payment is refunded with no fee. After that, a cancellation fee of $55 or 20% of what you've paid, whichever is higher, capped at $250, comes off your refund. You see the exact figure before you confirm.

To cancel, sign in to your account and choose Cancel this layaway: you'll see your exact refund before you confirm, and nothing changes until you do.