We encourage our customers to discuss with their whanau, friends or budget advisers to make sure they can afford the product they want.

Click here for information about free and independent budget advisory services.

In New Zealand there are free services to assist you with budgets.  

Please follow the links below for contacts to free and independent budget services.

Citizens Advice Bureau:http://www.cab.org.nz/vat/money/bd/Pages/Budgeting.aspx

National Building Financial Capability Charitable Trust:  http://www.nbfcct.com/